How to apply for loans and credits


If you are looking for an entity that can give you loans that adapt to a flexible installment and that you can get in a short period of time, you need to know the loans of the Gandalf Bank.

Personal Loan Bank Gandalf

Banco Gandalf has the opportunity to get an interest rate on your personal, fixed loans, with an interest rate of up to 3.99% . Among the benefits that stand out most, is that the paperwork is very few and you can ask for the credit online without any problem. Even with all these facilities, you can find physical offices.

You can request a personal loan that goes from 5,000 euros to 50,000 and choose from a few months up to 6 years maximum to be able to pay the credit in full.

This type of credit can only be requested by people who are over 18 years of age and who have a life insurance contract and you will also need a visa or classic visa.

Unlike other credits, for the payment of the same one, it is possible to be chosen for a small amount of the credit and a small amount of the interests, and to obtain that both are being paid together.

Loan Auto Banco Gandalf

For hiring a car insurance, the only thing you will need is the hiring of payroll and also, the purchase of insurance for your car.

An example of this type of credit is an amount of 25,000 euros and must be paid within a period of up to 6 years. In this case, you must add the hiring of an auto insurance with an annual premium of 330 euros (when the driver is over 30 years old, otherwise the premium will be higher.

In this case, the total amount increases to 30 thousand euros by adding loan, interest and insurance premiums, plus a small opening commission.

In any case, regardless of the type of credit that is set, there are 72 deferred installments of 400 euros.

Personal Loan Plus Banco Gandalf

This type of loan with person guarantee, is one that is used to buy goods and services that are going to be used for personal consumption, be it furniture for the home, studies abroad or even personal trips . In this type of credits, no type of patrimony of the client that wants to acquire the money is committed.

The loans of personal loans plus , are granted in a very fast and simple way, since this type of loans do not carry out such meticulous studies and a very high valuation is not needed as what happens in mortgage loans. On the other hand, the terms and the amount given to customers are not that high.

If you want to get this loan, you must only meet the following requirements:

The payroll must be domiciled and at least two direct debits must be maintained. A credit or debit card must also be purchased and the customer will not be charged an issuance or renewal fee when the payroll is kept domiciled. You should also make purchases over 2,000 euros per year.

The maximum amount that can be requested in this case is up to 60 thousand euros with a maximum term of 8 years for payments.

For people who have the personal loan plus, they will be charged a total of 1% opening with a minimum of up to 60 euros.


As you can see, the Banco Gandalf Online loans , in addition to thinking about the client, have access to the largest number of clients, since the requirements in many cases are minimal.


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